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The owners of residential and non-residential premises are liable for any damage resulting from the ownership of the given premises vis-à-vis third parties, but also vis- à-vis other owners of flats and non-residential premises in the residential building. The PREMIUM Residential Buildings product offers insurance coverage of these liabilities for damage with the option of setting-up individual indemnity limits and, in addition, provides owners of flats and non-residential premises in the residential building with the option of coverage of any damage and liability for damage resulting from household operation. The subject matter of the insurance indemnity is the costs of bringing the technical equipment back to its working condition, the costs of disassembly and reassembly of machines, transport of spare parts, etc. These are errors in designs and projects, defects of material, insufficient skills or negligence of operators, or failure of measuring, control, regulating or safety devices. Machinery breakdown and electronics equipment insuranceĪs regards the technological parts of residential buildings, such as elevators, boilers, electronic entrance and garage gates, CCTV, etc., the insurance covers so-called technical risks. The limit is automatically renewed after each insured event so that clients are continuously covered. We offer a wide range of additional insurances, which in their basic coverage up to the limit of EUR 2,000 are already included in the price of insurance. We accept under-insurance of up to 20% of the sum insured, which reduces cases of reduction of insurance indemnity due to insufficient sum insured. In the event of total damage, the indemnity limit represents not only the costs of construction of a new residential building, but also the costs of purchase of a new flat, or flats of aggrieved clients in the given area, while observing the same type, kind, quality, and parameters as such flats had before the insured event. No-code required.Property insurance is flexible in terms of a wide selection of subject matters of insurance and individual risks it comprehensively covers any damage caused to residential buildings. WorkApps Package your entire business program or project into a WorkApp in minutes.Digital asset management Manage and distribute assets, and see how they perform.Resource management Find the best project team and forecast resourcing needs.Intelligent workflows Automate business processes across systems.Governance & administration Configure and manage global controls and settings.Streamlined business apps Build easy-to-navigate business apps in minutes.Integrations Work smarter and more efficiently by sharing information across platforms.Secure request management Streamline requests, process ticketing, and more.Process management at scale Deliver consistent projects and processes at scale.Content management Organize, manage, and review content production.Workflow automation Quickly automate repetitive tasks and processes.Team collaboration Connect everyone on one collaborative platform.Smartsheet platform Learn how the Smartsheet platform for dynamic work offers a robust set of capabilities to empower everyone to manage projects, automate workflows, and rapidly build solutions at scale.